With nearly 40 years of experience, Karim Chiouar has held senior positions within major institutions, primarily in the banking and insurance sectors, where he led strategic functions, particularly in finance, risk management, and credit.

Since 2009, he has served as CEO of Holmarcom Group, where he actively contributes to the definition and implementation of the group’s strategy. He supports the growth of its agri-industrial, financial, and logistics divisions, and sits on the boards of its major subsidiaries such as Crédit du Maroc, Les Eaux Minérales d’Oulmès, Atlantasanad, Mass Céréales Al Maghreb, and Somathes.

Karim Chiouar is a graduate of HEC Paris and holds a diploma from the Institut Technique de Banque (ITB).